Group Term Life Benefits are not available in all states. Check site and member guide for availability. This is not an individual major medical health or ACA qualified health plan. For full details, limitations, exclusions, age limits, definitions and state availability, please refer to the member guide and Group Policy Certificates. By purchasing one of our membership plans, you are enrolling in the United Business Association. Group Accident Medical Expense & Accidental Death & Dismemberment Insurance is underwritten by Caitlin Insurance Company, Inc. [3340 Peachtree Rd, NE Suite 2950, Atlanta, GA 30326-Policy Form Serices AHAG 051 (in LA- AHAG AS050)]. Group Critical Illness benefit is underwritten by Windsor Life Insurance Company. Group Term Life benefit is underwritten by Investors Heritage Life Insurance Company (Puritan Life Insurance Company of America in CA). None of our UBA Plans are available in NC. Travel Assistance Plan is not available to FL or CT residents. Group Critical Illness and Group Term Life benefit are available to Primary Member and Spouse (if listed in application) only and the benefit ends at age 65.