Critical illness coverage isn’t for you; it’s for your family. No one wants to think about critical illnesses, but medical expenses related to them financially devastate thousands of California families every year. Critical illness insurance coverage was created to give families a lump-sum tax-free payment when they need resources the most.
$30 per month for one person
$60 per month for a family
1.6 million new cancer cases are diagnosed each year. 1
Every 29 seconds someone suffers a coronary event. Every 45 seconds someone suffers a stroke.2
A 25-year old male non-smoker has a 24% chance of suffering a criticial illness before age 65.3
Critical illness costs cause more than 60% of bankruptcies today, and 78% had health insurance.4
The average amount for medical bankruptcy was under $15,000.5
For a $20,000 benefit level, the coverage costs $30 per person per month and $60 per family per month.
$30 per month per person
$60 per family per month
Who Needs it
Those with high income who can't purchase disability insurance
High-risk professionals and people with high medical insurance deductibles
To get free help choosing your health coverage, call us any time at 800-581-4256.
Sources: 1. Susan G. Komen for the Cure, "Breast Cancer Statistics Made Easy," October 2011 | 2. Center for Disease Control, "A Public Health Action Plan to Prevent Heart Disease and Stroke," December 2010 | 3. American Association for Criticall Illness Insurance, "The Real Risk That You'll Have a Critical Illness," September 2010 | 4. American Association for Critical Illness Insurance, "Study Reveals Risk of Having a Critical Illness Before Age 65," January 2010 | 5. American Association for Critical Illness Insurance, "Critical Illness Insurance Sales Tend to Be Small," April 2012.